Managing finances can be a challenging task. It requires discipline, planning, and consistency. But why do some people seem to manage their finances while others struggle with it excessively? In this blog, we’ll explore the behavior and psychology behind financial management.Managing finances can be a challenging task. It requires discipline, planning, and consistency. But why do some people seem to manage their finances while others struggle with it excessively? In this blog, we’ll explore the behavior and psychology behind financial management.
Read MoreDebt consolidation is often thought of when a person or business struggles with managing multiple debts. It can seem simple to take several payments and make your life easier by rolling all your debts into one payment. This blog post will break down what debt consolidation is, whether or not it is a good move for your credit, and how it may impact your life.
Read MoreThe credit score is one of the most misunderstood items in personal finance. Most people do not know what makes up a credit score, much less what purpose they serve. All too often people fail to see that credit scores are one of the most destructive items to ever cripple their future financial progress. Getting out of debt is not going to hurt you but rather set you free from the clutches of banks and lenders. Society has told you that credit scores are a tool to mark success but this is a lie.
Read MoreThe problem with debt is that it is confusing. Debt tricks people into believing a standard of living is normal. This blog post covers the biggest debt myths. This blog covers what debt is, what is included in a credit score, debt consolidation, what is considered “good debt”, and lastly money behavior.
Read MoreDoing valentines on a budget can be tricky. Read for 7 key ways to save money on your Valentine's shopping. Saving money on flowers, gifts, and cards can be hard to do if you are trying to be really thoughtful and give gifts that matter.
Read MoreYou are told that all the best jobs require a degree. What no one tells you is that there are ways to pay for school WITHOUT student loans.
Read MoreMost people are looking for get rich quick schemes and look to money saving apps to help dig themselves out of trouble. There is an easier way than living paycheck to paycheck.
Read MoreIn his book, Atomic Habits, James Clear says, “People do not rise to the level of their goals, they fall to the level of their systems.” It is one of the most common New Years’ resolutions and all too often people are doing this year after year without results.
Read MorePlanning for retirement would be a whole lot easier for people to navigate if there weren't so many options and intricacies. In this blog post, we will go over the different retirement vehicles.
Read MoreGetting out of debt begins with determining why you want to get out of debt. Figuring out and setting a solid image in your mind of what you will do with your money when you no longer have to give it up to some bank somewhere.
Read More“You should keep that mortgage for the tax deduction.” In this blog post, we will break down why this is 100% misinformation.
Read MoreA financial coach is not someone that will be selling you any sort of financial investments or insurance products. A financial adviser is concerned with the behavior of your money whereas a coach is concerned with your behaviors with your money.
Read MoreLearn how to get out of debt when you are broke. The stigma that you need to wait for an increase in your income is one of the worst fallacies of today. Visit Gimli Ventures to find out today.
Read MorePeople always have the best of intentions to put money aside. Then we hit November and people scramble to come up with money for black Friday shopping.
Read MoreIt is easy to follow suit with the 78% of people that live paycheck to paycheck. It is easy to follow others in a quest to spend money we do not have to buy things we do not need to impress people. Don’t follow that path, there is so much better the world has to offer you.
Read MoreLots of people look the other way when it comes to the car payment. They are not willing to see that the huge car payment is taking a huge ding out of their household finances.
Read MoreRelying on public service loan forgiveness has been a plan of a lot of people that took on huge amounts of student loans in fields that would not typically pay back on the investment.
Read MoreThe choice to file bankruptcy is a tough choice and one you should never ever do without proper counsel from a bankruptcy attorney.
Read MoreAs you go through your journey there will be people that do not believe it is possible to get out of debt.
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