Credit scores, what are they and should you repair them?

The credit score is one of the most misunderstood items in personal finance. Most people do not know what makes up a credit score, much less what purpose they serve. All too often people fail to see that credit scores are one of the most destructive items to ever cripple their future financial progress. Getting out of debt is not going to hurt you but rather set you free from the clutches of banks and lenders. Society has told you that credit scores are a tool to mark success but this is a lie.

How to celebrate valentines day on a budget

Doing valentines on a budget can be tricky. Read for 7 key ways to save money on your Valentine's shopping. Saving money on flowers, gifts, and cards can be hard to do if you are trying to be really thoughtful and give gifts that matter.

I have tried to budget before and it didn't work...

It is easy to follow suit with the 78% of people that live paycheck to paycheck. It is easy to follow others in a quest to spend money we do not have to buy things we do not need to impress people. Don’t follow that path, there is so much better the world has to offer you.